12 October 2019

Better late than never


Last week, I received this email message from our bank, which I'll call "Our Bank".



Our Bank's top priority is to protect our customers.  We are committed to providing you with more secure options that help fight against fraud.  For this reason, we are pleased to inform you that Our Bank Visa debit cards now offer EMV chip technology with enhanced fraud protection. The embedded chip protects your information, helps prevent fraud, and makes your transactions more secure. Your current debit card does not have the protection of EMV chip technology.


We need your help to better protect you against card fraud! It's important that you replace your card with an EMV chip card immediately. Please visit a branch of Our Bank or contact us today at 123-456-7890 to receive a new Visa debit chip card! Thank you for your prompt response to this matter.



Yes, it's late 2019 and Our Bank caught up to 1994!  

EMV technology was introduced in Europe in 1994.  Quick math - that's 25 years ago.  Like when Tonya Harding attacked Nancy Kerrigan, O. J. Simpson was chased in a white Bronco, Whitewater scandal . . . you get the picture.

So thanks, Our Bank, for making it your "top priority to protect your customers".  Better late than never, right?

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